2)      Get out of the Virtual Economy – Pay off your credit cards. Park all but three of them, carrying for emergencies
the three charging the least interest.
3)      Spend only in the Cash Economy – If you don’t have the cash, then don’t buy (whatever).
4)      Explore the Barter Economy – See whether you have some skill or asset that can be traded, or even sold
face-to-face for cash.
5)      Investments – If you own any stocks or mutual funds, grad¬ually sell off the higher-risk (non-equity) holdings
and purchase gold and silver: the metal itself, not any futures products (too risky).
6)      Debt – Make double payments on the mortgage on your home. If you have any mortgaged investment property,
sell it for what you can get, and use the proceeds to pay down your home mortgage.
7)      Transportation – Make double payments on your automobile/s, and give up plans to buy a new vehicle until the
current one wears out, or you have the cash to make such a purchase.
8)      Emergency Planning – Get ready for spot shortages in elec¬tricity, oil & gas (petrol, heating oil, natural gas).
Stock up on supplies like we did for the Y2K fiasco.
9)      Balance? – If you have any cash left over (each month), pay off debt and-or stock your pantry.
10)     Hug your children. Leave generous tips. Hug your children. Let the other driver go first. Hug your family.
Watch the sunset (or sunrise) with someone that you love.
11)     And be not afraid.
[copyright 2008 by Gary Edward Nordell, all rights reserved]
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